Updates from September, 2009 Toggle Comment Threads | Keyboard Shortcuts

  • Harshad Joshi 6:46 am on September 12, 2009 Permalink | Reply
    Tags: , The milkman story   

    Some freak economics a milkman taught me 

    Economics is a very facinating mix of theorotical science and practical art of managing money. Apart from spelling the word economics right, theres very little contribution to world economics from my side..

    until now..

    Few days ago, one interesting bill was attached to our common notepad – It was the milkman bill..Out of utter curiosity, I looked at it and was staggered..!! It read that I had to pay almost 1000/- to the milk man, and the service charges were extra. Service charges in this case was the salary given to the milk delivering boy and some supply chain management costs..

    I just calculated – The milkman gets approx 1000 rupees from my house. He delivers milk to adjoining 50 homes. On an average, a family needs 1 litre of milk everyday, and in Pune, the well known brand costs around 32 rupees a litre. So, in all, it works about 30×32 = Rs 960/- per home. Multiply it with 50 families, and the monthly income of the milkman is – 960×50 = 48000..!! The milkman automatically gets a decent discount from the milk supplier since he purchases them in bulk. The other cost is that of the milkboy who delivers those bags early in the morning..I am not sure how much salary he will fetch, lets assume he gets 2500/- pm. Most of the time that boy needs to invest 2 hours per morning and then continue study or any other activity. That leaves Mr Milkman the amount of almost  47000/- pm. Add to it there is no known and official service tax on doing this.Wow..aint that awesome? Add to it that our milkman does work in a bank apart from delivering milk, so this salary is extra to him…

    Incredible.!!

    I read in papers that many freshers in engineering arent getting jobs and even if they land on one, they have to work as a trainee for well over 1.5 years till they start getting the standard salary. Add to it the cutting edge training costs these engineers invest in.

    From the facts based above, I can safely say that I want to be a Milkman…instead of slogging in front of the computer writing cryptic and buggy software, its better I start something like this..!! Till few years ago, milk delivery man was just another poor mans job..today its turned to be a number one earning service with comparative less stress etc. Of course, even this field might have its own unknown risks, losses, and all that stuff, but did anyone ever look at the strange economy behind the scene??

    I dont know..

    PS  – All figures are indicative, your milage may vary. I am an ignorant and untrained economist, so please forgive me if I make mistakes.. 😉

    Advertisements
     
    • Prasad Kulkarni 9:25 am on September 12, 2009 Permalink | Reply

      Harshad, no doubt that Milkmen are milking money like anything. But is that the only thing attached to it?

      A milkman needs to buy a cow or buffalo. A price which will break even after 2-3 months. Adding to that he needs to develop the customer base which needs lot of marketing cost (though not much considering the company’s marketing cost).

      Also, he needs to buy food for those cows and buffaloes. That will also get subtracted from his earnings. He needs to buy shampoos and soaps for washing those cattle. If the cattle get sick he needs to take them to veterinary doctor adding to the total expenditure and subtracting from the earnings.

      This is not it, he needs to build a shed for them, keep the surrounding clean, milk the cattle (which is in fact the tough job, to milk the cattle).

      If you calculate all these things you will get very restricted surplus. This all accounts for almost Rs. 10,000 monthly (some pluses or some minuses) so what he gets ultimately in hand is around Rs. 38,000.

      But even then the earnings or profit he makes is hefty. But the hard work it needs to carry all these operations is very much. And if you really want to get into this business, you will not be able to perform all these tasks and for that you will have to hire someone who will share your profit.

      And the main thing is this job or business is unstable and volatile. Because if you under-perform (that means if you don’t produce good quality of milk) the house where you are serving will ask you to stop serving them.

      Now considering all these things, you tell me how good this job is.

    • Harshad Joshi 11:00 am on September 12, 2009 Permalink | Reply

      @Prasad

      Well, you are partially right in this case.

      The milkman I am talking about dosent maintain cows/buffaloes or goats.

      Instead he maintains a heavy duty refridgerator and purchases milk packets in bulk from Chitale, who in turn maintain the milk supply chain and milk producing machinary.

      Obviously I dont want to be Chitale, as its a very heavy invested business..

      I want to be the local milk man who maintains an important position in milk supply chain, and he is the one who comes in direct contact with end customers.

      The profits or expenditures I mentioned are that of the local milkman and not of Chitale or Katraj or Amul..

    • Prasad Kulkarni 2:40 pm on September 12, 2009 Permalink | Reply

      OK, but still the profits you have mentioned have some sharing components. The bill of electricity he will get by using Fridge. Then there are other factors like, if he owns a place then fine, but if doesn’t own then the rent is added thing.

      But he still manages to milk hefty profits.

    • Harshad Joshi 2:48 pm on September 12, 2009 Permalink | Reply

      @Prasad

      Bang on..thats what I am trying ot convey that the milkaman is earning more taxfree profits we can ever imagine..

      Add to the fact that no one ever asks the milkman for discount in milk bottle, say a rupee less, say Rs 31. We should all ask for discount, coz as it is we are going to purchase a guranteed 30 milkbottles from him, arent we supposed to get something in return??

      Shit, this is very dirty politics played all around..! We are wasting money..!

      Save money.

    • subbu 7:47 pm on December 29, 2009 Permalink | Reply

      The MilkMan gets his milk from another supplier. So doesn’t it mean he spends among the 48000 you had mentioned to procure that milk?

      So its not as much profit as it may seem. Even if he gets the milk at 3/4 of its price he is left with 12000 for operations cost. Whatever is leftover of that is his profit.

    • Ed Hartz 7:22 am on December 30, 2009 Permalink | Reply

      I am new to this industry. I only started weeks ago and I can tell you that this is a rewarding business for two reasons; it can be and is for me connected to the sustainable agriculture movement today, and second reason; it is lucrative if you want to sell and market and are good at it. I happen to live in one of the most lucrative counties in the USA. And I project that this business first year with only myself can earn $220,000. That is within a 15 mile radius and with 1-2 towns. I plan to move onto the other towns in my county then into Manhattan, New York. we will train other people to be their own distributors. The Milkman Company will take care of marketing, some of the sales jobs, buying power, product knowledge, and other office administrations.

      Watch for us in the industry. and watch for our Milkman delivery trucks. These same opportunities can exist for entrepreneurs in other regions of the State, the USA, and globally.

      Thank you.

      Ed Hartz
      President
      The Milkman Company

  • Harshad Joshi 12:36 pm on August 12, 2009 Permalink | Reply
    Tags: N1H1, , Sharad Pawar, Suresh Kalmadi, Swine flue   

    Swine flue in Pune, India, some reasons and questions 

    Everything is justified.

    However, India is more prone to any kind of epidemics because of the inherent unclean habits the common people have.

    Add to it the careless attitude of people who actually are supposed to work on complex issues. The recent epidemic wouldent have had been so grave if the airport authorities would have done a more strict check of the people coming from abroad..what did they do? Just filled up a form saying that we are safe..some infected blokes slipped in the city, mixed with people and today, after 10 lives gone, we are wondering from where did it all start..!!

    Nuts..isent it??

    And one more thing..

    This swine flue isent a joke anymore we sit and analyse it esp the punekar way..

    Some families have lost their children, working men. This loss cant be justified. At this point of time, we all should support them. We need to realize the gravity of this issue.

    Lets not take it like ‘just-another-thing’

    Ignorance is a deadly sin, and we are paying for it.

    Some things that came in this light

    1. Where is Sharad Pawar, the head of National Disaster Management Committee which was set in Mumbai 2005 floods? I think the old guy needs to divert his attention from ICC to India. People are dying, food is becoming expensive and this guy..what is he doing??

    2. Where is Suresh Kalmadi? This man is invisible since the Deepak Mankar incident, and even during the swine flu epidemic, he hasent come across to punekars? Is this what we have elected him for?

    3. Is this a plot of a foreign power to disrupt the Indian software industry??

    4. The CM of MH is a MBA, he is supposed to have knowledge of how to manage things..but he missed it completely. Confused, Ignorant and Pathetic.. Asshok Chavan should sit in his house …

    5. Dont get out of home for at least 4 days.

     
    • sonal dharmadhikari 1:22 pm on August 12, 2009 Permalink | Reply

      we guys never have an idea where the authorities r lost in such situations….
      its no good searchin them
      i,for one,have given up all hope of pinnin them down
      nor is it good enough to mope around doing nothing…
      take care of urself n everyone u know or dont,as much as possible
      tats all i cn say

    • Dr. Manish Mishra 12:02 pm on September 14, 2009 Permalink | Reply

      The lesson learnt from Swine flue is – keep clean and make your city clean & green. Every where you can see lot of garbage particlarly in common places of Bhopal and other medium size city. This is a major havoc as compared to other contagious diseases in India. Most of the persons/localites are irresponsible towards thier surrounding environment.

    • LinuxPune (@LinuxPune) 6:28 pm on September 1, 2013 Permalink | Reply

      Linux Pune has designed special program for both fresher nad Working professional to gain Open Source Linux Based Technology Knowledge (Redhat/SuSE/Ubuntu/Open Solaris) , We have Working industry expert team who have designed the specific course keeping Implementation and Migratiion technique tips in mind. We are staring our Learnning Journey Next Weekend with Launch of Batches , Join , Feel and then Join us , for more info call US..

      LinuxPune is very happy to be associated with your blog and looking forward for your support in future

      LinuxPune – Inspired by Open Source Technology
      Infrastructure | Outsourcing | Migration Project | Training | Placement

      301,Kamala Arcade,Jangali Maharaj Road, Shivaji Nagar, Pune, Maharashtra
      Opp BalGandharva Rang Mandir+91 808 71 71 71 0 / Ekta -020 41007600
      info@linuxpune.com , http://www.linuxpune.com

  • Harshad Joshi 1:35 pm on February 8, 2007 Permalink | Reply  

    The ultimate guide to learn the secret of remaining eternal young, maintain health and manage wealth. 

    Did you ever analyse the TV ads that are shown everytime between programs? Almost 80% of them are dedicated towards beauty products. Products that claim to keep you young and fair forever. Let me tell you a secret. To feel young, to stay healty, you do not compulsarily need to use those products for a lifetime. Your kitchen can solve a number of health problems then you can ever imagine…

    Welcome to the indispensible guide that will help you to stay younger, healthy and disease free for the rest of your life.

    No matter where we are, all round the globe, people are facing some very common health problems in form of untimely aging, dry skin problems, heart problems, etc. Its true that number of alopathic or synthetic medicines can help to keep these problems at bay for some time, but ultimately, if we resort to some simple methods, we can help to prevent disasaters. It aint magic. Its the power of simple foodstuffs that are gifted to us by Mother Nature. I am listing some of them, but please be sure – There are more number of simple things that I can write or you can read. Lets begin.

    1. Oysters – Oysters contain vitamins B3, B12 which helps in enhancing memory and preventing further disorders in the form of epilepsy and related problems. They are also a very valuable source of edible zinc, which is very useful in fighting common diseases, maintaining a youthful skin(as seen in the ads. Good enough to make your neighbour envious) and importantly, prevents hair loss. Also, Oysters provide plenty of vitamin E, which is used as a preventer of heart disorders and maintains a supple skin.

    2. Eggs – Chicken Egg is a complete protein rich food containing all the 8 vital amino acids, which are extemely useful in building body and its muscles.

    3. Parsley – It is one of the richest source of mineral potassium, which enhances the kidney function and helps to eliminate poisonous wastes from the body. This inturn helps to reduce blood pressure. Remember – if you are the one who is suffering from high blood pressure with no case history in family, then alongwith reducing stress, please switch to parsley. It will not only help you to save the expensive health bills, but also will make you more happy and your food more tasty.

    4. Ginger – This simple spice from India helps to digest food, add taste to it and prevent problems like sore throat, common cold and absorb blood sugars. Add it to a cup of herbal tea and you will get one of the best anti onxident drinks you can ever have. Very useful in cold and dark climates.

    5. Grapes – They not only are used to makes some of worlds best wines, but are also a source of powerful antioxidents – like astringent tanins, flavones and anthocyanins. Grapes also help to prevent bad LDL cholesterol from oxidising and blood from clotting. It also helps to protect the heart and circulatory system.

    4. Natural Honey – It comprises of 79% pure sugar, and 21% of water and vitamines. It is directly absorbed by the body and is also used as a ready source of energy. Besides, it contains vitamin B6. It also includes calcium, that makes for strong bones. Its smooth texture keeps skin healthy and glowing.Natural Honey is found in Mahabaleswar in Maharashtra, India.

    5. Olive oil – Ancient Greeks thought of Olives as a gift from Gods. It contains vitamin E and helps to keep skin wrinkle free. It is also rich in mono-unsaturated fats, believed to have anti-carcinogeneic properties, and prevents bloodsugar from risisng.

    6. Lemon – The yellow skinned, tangy flavoured lemon is the best source of natural Vitamin C. It helps to prevent gum problems and provides healthy skin. It is also a natural source of bio flavonoids such as quercetin, which boosts the effect of vitamin C, which is used for healthy blood vessels, and helps to prevent varicose veins.

    A recepie for a health drinkmade from lemon

    Ingrediants

    A whole yellow skinned lemon, 1 litre of fesh water, 1 teaspoon of sugar, 1 teaspoon salt.

    Method

    1. Peel the yellow skin and cut the lemon in half.

    2. Remove the small seeds and add the cut lemon to the juicer.

    3. Extract all the juice from the lemon and keep it aside as a base.

    4. Now take 3 teaspoons of the fresh base and add it to a glass of water. Add sugar and salt according to taste. Continue to stir it till all sugar dissolves.

    5. Serve chilled in summar and warm in winter. If you like – add a little soda to it and creat your own home made coldrink.

    This drink rejunavates the body and refreshes you.

    Finally I would like to say – Apart from these simple foods, learn a way to prevent stress. Learn Yoga, meditation, be good to the rest of your society and learn to thank the almighty God for all the good things he has provided to mankind. Dont blame God for the bad things in life, simply because, its we the mortal men who misuse his kindness. This is the teaching of the Zen Hindu Brahminism.

     
    • Hiren 2:04 pm on February 8, 2007 Permalink | Reply

      Very interesting, Harshad. Zen Hindu Brahminism is one word?

      Yoga is not only just about exercises- it is also called dexterity in work-majority of your waking hours have to be good- Make your passion your profession and also have good working relationships so that friction and conflict is minimized. It is these things and company politics that actually spoil health.

      The food bit is absolutely right. They are very good for a quiet, meditative mind as well apart from a healthy body which compliment one another.

    • Harshad Joshi 2:43 pm on February 8, 2007 Permalink | Reply

      Dear Hiren

      You can call Zen Hindu Brahminism as a meta religion. It combines the best features of ancient Hindu Vedic culture, the Japanese Zen and the principle of duality-nonduality principle of Brahminism proposed by Shri Adi Shankaracharya.

      Just try looking around you. You will see a void stretch of people. Look into those eyes. You will see nothing but greed and fraustration. They wont talk, they wont tell, but will express their fraustrations through various harmful means – exploiting natures gift, polluting the purity
      of 5 elements, harming the socity around. Hunderds of saints have tried solving theis problems. Numerous religions have been formed to help people get over their shortcomings. Even after several hundered years later do we see that these efforts succeeded?

      I am afraid no.

      The tools like religion, once designed to teach mankind the principles of equality, peace, progress are been used as a base for terrorizing people, setting them into fights, filling their minds with unprogressive thoughts, thus hampering mankinds true reason for existance. No religion in particular is harmful Its the implementers set for smooth functioning that try to take misadvantage for their own interests and selfishness.

      Thats why I created my own way to lead this life

      Zen Hindu Brahminism has got a simple logical structure having basic principles in a nutshell as
      1. Maintain close proximity to nature. Plant more tress, reduce pollution as its a global threat. (Taken from ancient vedic civilization, where they worshipped nature)
      2. Respect every one in a society, provided your existance dosent get harmed. (a purposeful spinoff from what other religions specify as brotherhood. A terrorist against the interests of majority cannot be my brother. I cease to call him human. I will try to destroy the evil forces in and around me.)
      3. Learn to maintain a peaceful mind free from enternal or internal threat. Implement the spirit of sportmenship and daily try to utilize some time in praying, meditation,
      or listening to music.(Taken from the Zen principles)
      4. Finally – Free yourself from the perils of Karmic cycle. Be your own God. Learn to recognize the small existance of the creator within you. (A theme from Adi Shankaracharya)

      Actually, it would take a complete book to describe the entire concept of Zen Hindu Brahminism, but I think that this much material is sufficient enough to understand the most basic concept of what this thing is all about.

    • Sandee 1:59 pm on February 9, 2007 Permalink | Reply

      The body requires the synergistic benefits of whole foods. Anthocyanins have gotten allot of attention lately. There are over 500 known anthocyanins, so it best not to focus just on the anthocyanins, but the entire whole fruit or product made from whole fruit. Anthocyanins are responible for giving fruits and vegetables there colors, so nearly every fruit and vegetable has anthocyanins. One fruit I would like to also mention is the pomegranate. I use crushed pomegranate on my skin every morning. I throw a handful of dried pomegranate seeds in my smoothie. I also take pomegranate supplements from Fruit Advantage. Both of these has helped my with my daily routine.

    • Multi Vitamin Supplement Stuff 4:49 pm on April 16, 2007 Permalink | Reply

      Hi there,

      I have read your blog and you have a very good post and blog. I certainly agree with your blog articles or should I say issue you are discussing. In fact, you should add more articles with regards to your subject more often so that I can come visiting to your blog.

      How often do you find new and research stuff? Are there any opportunities that I can contribute to your blog. I believe other blog readers would love to read more related stuff. This way, your PR rank for this blog will raise if more visitors are coming.

      Keep up the good work!

      Eddy

    • Pacheco 6:58 am on December 28, 2011 Permalink | Reply

      hey thanks,just try of continue it more!!!!!!!1

c
Compose new post
j
Next post/Next comment
k
Previous post/Previous comment
r
Reply
e
Edit
o
Show/Hide comments
t
Go to top
l
Go to login
h
Show/Hide help
shift + esc
Cancel